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• SPEAKS YOUR LANGUAGE with keys clearly labeled in residential mortgage finance terms like Loan Amt, Int, Term, Pmt; this industry-standard calculator is super easy to use on all realty financing matters from finding a loan that works for your client to considering trust deeds investments, or finding remaining balances or balloon payments and more
• BECOME AN 'INVALUABLE' RESOURCE to your clients by reducing their confusion and uncertainty; ensuring they are able to make a purchase offer; knowing they can afford the down payment; and determining which is the right loan for them. Date-math for listings and contracts too. Comes with a protective slide cover, quick reference guide, pocket user's guide, long-life battery, 1-year
• DEDICATED BUYER QUALIFYING KEYS let you enter client’s income, debt and expenses to pre-qualify them to only show properties they can afford. Include tax, insurance and mortgage insurance then compare loan options and payment solutions to give your client choices before they make an offer to buy
• CONFIDENTLY AND SIMPLY ADDRESS clients’ financial inquiries, regardless of whether they are buyers, sellers, investors, or renters. Enhance the perception of your professionalism as a new agent, a seasoned broker, or an experienced loan officer. Successfully finalize more home transactions and leave a lasting impression on your clients by providing prompt and precise responses to all their real estate finance concerns, such as PITI Payments, IRR, NPV, and Cashflows.
• FIGURE OUT THE RIGHT LOAN for your client at the press of a button for jumbo, conventional, FHA/VA, or even 80: 10: 10 or 80: 15: 5 combo loans; check to see if ARMs or bi-weekly loans, quarterly payments or if interest-only payments are the answer; giving your client more choices; easily perform “what if” loan or TVM calculations – find loan amount, term, interest or PITI or PI payments